Retirement Timing Calculator - Work Longer or Retire Now?

Pension Timing Calculator

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Analysis Results

Cumulative Pension Value Comparison

Detailed Annual Comparison

Monthly Breakdown Analysis

Is It Better to Retire at 60 With a $2,200 Monthly Pension, or at 65 With a $3,500 Monthly Pension?

Assuming a 5.0% annual investment return, it is financially better to retire at 65 with a $3,800 monthly pension if you expect to live until 83 or longer. If your life expectancy is shorter, retiring at 60 with a $2,500 monthly pension would be more advantageous.

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