Present Value Calculator - Estimate the Present Value of a Future Sum of Money
Present Value Calculator
($)
years
(%) per periods
($) each payment
Calculation Results
Present Value
Total Interest
Initial Amount
Future Value
Total Deposit
Portfolio Breakdown
| # | Deposits | Interest | End balance |
|---|
| Period | Deposits | Interest | End balance |
|---|
Accumulation Growth Chart
When to Use This Calculator
- Retirement Planning: Determine how much to invest now to reach retirement goals
- Education Savings: Calculate initial investment needed for college tuition
- Investment Goals: Plan for major purchases or financial milestones
- Business Planning: Evaluate capital requirements for future projects
- Loan Analysis: Understand the present value of future loan payments
References
Educational Resources
- Investor.gov - Understanding Bonds and Fixed Income
- U.S. Securities and Exchange Commission - Saving and Investing
- TreasuryDirect.gov - Treasury Bonds
- FDIC Money Smart - Financial Education Program
- Consumer Financial Protection Bureau - Saving for a Goal
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