Initial Investment Amount Calculator - How Much Principal Will Ineed to Meet My Target?
Initial Investment Amount Calculator
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Calculation Results
Initial Balance
End Balance
Monthly Additional Deposits
Total Additional Deposits
Effective Annual Rate
Total Interest Earned
Interest from Principal
Interest from Contributions
Annualized Return (CAGR-Compound Annual Growth Rate)
Accumulation Schedule
Investment Visualization
What Initial Principal Is Required for a 15-year Loan/Investment to Reach a Savings Goal of $100,000, Assuming an Annual Interest Rate of 7%?
To reach a savings goal of $100,000 in 15 years with an annual interest rate of 7%, the required initial principal is $36,244.60.
| Annual Interest Rate | Initial Principal Required(15-year) | Initial Principal Required(30-year) |
|---|---|---|
| 5% | $48101.71 | $23,137.74 |
| 5.5% | $44793.30 | $20,064.40 |
| 6% | $41726.51 | $17,411.01 |
| 6.5% | $38882.65 | $15,118.61 |
| 7% | $36244.60 | $13,136.71 |
| 7.5% | $33796.60 | $11,422.10 |
| 8% | $31524.17 | $9,937.73 |
| 8.5% | $29413.99 | $8,651.83 |
| 9% | $27453.80 | $7,537.11 |
| 9.5% | $40351.42 | $6,570.17 |
| 10% | $23939.20 | $5,730.86 |
References
Federal Government Resources:
- Investor.gov - SEC's guide to investing basics
- U.S. Treasury Interest Rates - Current government bond rates
- Bureau of Labor Statistics CPI - Official inflation data
- Social Security Administration - Retirement planning tools
- Federal Reserve Economic Data - Economic indicators and rates
Educational Resources:
- FINRA Investor Education - Investment fundamentals
- SEC Investor Information - Investment regulations and guidance
- CFTC Education Center - Commodities and derivatives education
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