Interest Rate Calculator - Find Your Loan Rate from Payment Amount

When to Use This Calculator:

• Reverse-engineering the interest rate on an existing loan
• Comparing loan offers when only payment amounts are provided
• Verifying lender calculations
• Understanding the true cost of financing
• Educational purposes to understand loan mathematics

Note: This calculator assumes fixed monthly payments and does not account for additional fees, insurance, taxes, or variable interest rates.

References

Government Resources:

• Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov/ - Comprehensive consumer financial information and protection
• Federal Trade Commission (FTC): https://www.ftc.gov/consumer-advice/money - Consumer protection and financial advice
• Federal Reserve System: https://www.federalreserve.gov/consumers.htm - Consumer resources and financial education
• U.S. Department of Housing and Urban Development (HUD): https://www.hud.gov/topics/buying_a_home - Housing and mortgage information
• Federal Housing Finance Agency (FHFA): https://www.fhfa.gov/consumers - Mortgage and housing finance information

Educational Resources:

• MyMoney.gov: https://www.mymoney.gov/ - U.S. government's financial education website
• National Foundation for Credit Counseling: https://www.nfcc.org/ - Non-profit credit counseling resources
• Jump$tart Coalition: http://www.jumpstart.org/ - Financial literacy education